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With a reverse mortgage, by contrast, the lender sends you money, and your debt grows larger and larger as you keep getting cash advances (usually monthly). The loan is called a reverse mortgage because instead of making monthly payments to a lender, as with a traditional mortgage, the lender makes payments to. A reverse mortgage is a type of mortgage loan that is generally available to homeowners 60 years of age or older that permits you to convert some of the equity.

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The loan is called a reverse mortgage because instead of making monthly payments to a lender, as with a traditional mortgage, the lender makes payments to. Your reverse mortgage loan is customizable meaning you choose how to receive your funds, either as a lump sum, line of credit, monthly advances or any. Through a reverse mortgage, the borrower(s) may receive a lump sum payment, monthly payments for life, payments for a specified period of time or a line of.

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The reverse mortgage loan becomes due when the borrower dies, sells the home, or moves out of the home. The lender may also require repayment if you fail to pay. With a reverse mortgage, by contrast, the lender sends you money, and your debt grows larger and larger as you keep getting cash advances (usually monthly). The reverse mortgage gets its name because instead of making monthly loan payments to your lender, you receive payments from your lender. As your lender makes.